Helpful Articles

Applying For A Mortgage: Why So Much Paperwork? We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know…

Mortgage Changes

Mortgage Changes

New disclosure rules went into effect for mortgages Saturday that will require lenders to provide home buyers two new forms that clearly detail their loan terms. The rule, formally known as the TILA-RESPA Integrated Disclosure rule, reduces what used to…

Choosing Paint by Light Direction

Choosing Paint by Light Direction

Light exposure in your room plays a large part in the visual drama of your paint colors. In rooms with multi-directional sun exposure—either opposing (east/west or north/south) or perpendicular (north/west, north/east, south/west, south/east)—the play of light over your walls, reflecting…

Do I Want to Buy with Cash?

Do I Want to Buy with Cash?

According to Market Watch, 43% of homebuyers in 2014 so far have purchased with all cash. While some analysts believe that the cash-buying frenzy will not last, there is always more room for negotiation when the buyer brings cash to…

What Homeownership Can Mean for You

What Homeownership Can Mean for You

When you’ve never owned your home, your relationship to it is less personal. Let’s face it, when something goes wrong in your rented apartment, you call the landlord or manager to fix it. You don’t worry about insurance against natural…